Chelikani Veera
Venkata Suresh Babu
Independent Consultant · Senior BFSI Advisor · Mumbai
Senior financial sector practitioner with over 25 years of hands-on leadership across India's top banking and non-banking financial institutions — at the intersection of lending technology, RBI regulatory compliance, and digital data protection.
Deep cross-institutional knowledge from Piramal Finance, Axis Bank, HDFC Bank, Reliance Capital, and SREI BNP Paribas.
Venkata Suresh Babu
Leadership Impact
Executive Leadership at Piramal Finance
As Executive Vice President and Head – Automation & Re-engineering, Securitisation Operations, and Data Protection Officer at Piramal Finance, led end-to-end process modernisation across lending, risk, and compliance. Spearheaded 200+ securitisation transactions, digitised KYC and onboarding, reduced turnaround times, and ensured zero downtime in lending systems.
Domain Expertise
Strengths include credit underwriting, policy design, risk modelling, and enterprise risk management with deep RBI regulatory knowledge. Defines risk appetite, builds governance councils, and deploys risk registers, control matrices, and audits. Champions AI-driven redesigns for digital lending, rule-based engines, and integrated workflows.
10 Years at Axis Bank
As DVP – Credit Policy & Process Re-engineering, managed ₹3,00,000+ Crore retail lending book across 5 product lines. Led credit policy reform, ML-based scorecard implementation, and underwriting automation — achieving 30%+ automation, 50% Operational Risk Index reduction, and credit losses below 1% through 35% volume growth.
Recognition & Edge
Earned awards for leadership, innovation, and credit excellence across pan-India portfolios. Collaborated with regulators, rating agencies, and technology partners at scale. Certified across data protection, cyber law, GRC, and executive leadership — bringing a forward-thinking, compliance-first approach to digital finance operations.
25 Years. Five Institutions.
Designated Data Protection Officer — built enterprise DPDPA & GDPR compliance programme. Led LOS/LMS cloud migration, DHFL-PCHFL system integration (150+ branches, Day-1 live), UIDAI eKYC licence (3rd NBFC in India), and ₹5,000 Cr/year DA/PTC securitisation book. Led RBI inspection readiness across the organisation.
Managed ₹3,00,000+ Crore retail lending book across 5 product lines. Led credit policy reform, ML-based scorecard implementation, and underwriting automation — achieving 30%+ automation, 50% Operational Risk Index reduction, and credit losses below 1% through 35% volume growth.
Equipment finance origination, credit appraisal, and post-disbursement monitoring across corporate and MSME segments.
MSME and retail credit assessment, risk monitoring, and portfolio quality management.
Retail lending operations, customer onboarding, and documentation across pan-India branches.
Qualifications
Academic
Professional Certifications
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