Credit & Institutional Advisory
Credit policy, underwriting automation, and portfolio management — from someone who managed a ₹3,00,000+ Crore retail lending book at Axis Bank across five product lines.
Request Credit AdvisoryCredit & Institutional — End to End
Credit Policy Design
Board-approved credit policy — product-wise lending norms, exposure limits, approval matrices, and review calendar.
ML Scorecard Implementation
Application scorecard build & validation, behaviour scorecard, collection scorecard — from data to deployment.
Underwriting Automation
Rule engine logic design, credit workflow automation, STP (Straight-Through Processing) for retail loans.
Portfolio Quality Management
Early warning signals, vintage analysis, delinquency tracking, and portfolio health dashboards.
Risk Appetite & Governance
Risk appetite statement, governance council structure, risk register, control matrix, and audit interface.
Regulatory Reporting Accuracy
SMA reporting, CRILC reporting, large exposure reporting, and supervisory return accuracy.
Strengthen Your Credit Framework
A 30-minute call will identify the highest-priority gaps in your credit policy and portfolio management framework.
Book a Discovery Call