CIC Advisory — Credit Information & CICRA Compliance
Deep working knowledge of CICRA 2005, all 21 RBI credit information circulars, and data submission standards for CIBIL, Experian, Equifax, and CRIF Highmark — combined with direct LMS experience to close the submission pipeline gap most institutions overlook.
Request CIC AdvisoryCIC & Credit Information Compliance
21 RBI Circulars on Credit Information
Systematic mapping of all 21 RBI circulars — obligation-by-obligation, circular-wise status, and action register.
CICRA 2005 Compliance
Credit Information Companies (Regulation) Act compliance — member obligations, data quality standards, and dispute resolution framework.
Bureau Submission Quality Audit
LMS-to-CIC pipeline audit — TUDF/Metro 2 format accuracy, rejection root cause analysis, and remediation plan.
Multi-Bureau Management
CIBIL, Experian, Equifax, and CRIF Highmark — submission pipeline, format mapping, and reconciliation.
Dispute Resolution Framework
Customer dispute handling, TAT compliance, correction reporting to bureaus, and internal SLA management.
RBI CIC Master Direction 2025
New obligations under the November 2025 Master Direction on Credit Information Companies — gap assessment and mapping.
Close Your CIC Compliance Gaps
A 30-minute call will identify your highest-priority CIC compliance gaps against the 21 RBI circulars.
Book a Discovery Call