LOS / LMS Technology Advisory & Cloud Migration
Build technology that scales with your ambitions — not against your regulations. Practitioner-led advisory on lending systems, automation, and cloud migration with zero-downtime execution.
Request LOS/LMS AdvisoryLending Technology — End to End
Every recommendation comes from having personally executed these mandates — including the DHFL-PCHFL merger across 150+ branches live on Day 1, Pennant LMS cloud migration with zero downtime, and UIDAI eKYC licensing as the 3rd NBFC in India to achieve it.
LOS Architecture Review
Vendor assessment (build vs buy), integration design, scalability planning, and regulatory alignment.
Credit Decisioning Automation
Rule engine logic, ML scorecard build & validation, risk-based pricing, and approval workflow design.
LMS Optimisation
NPA logic validation, collections workflow design, regulatory reporting accuracy, and GL reconciliation.
Cloud Migration Advisory
Phased approach, zero-downtime execution, data integrity validation, and business continuity.
M&A System Integration
Two platforms, one seamless Day-1 operation — including branch network, product mapping, and data migration.
eKYC, Video KYC, CKYC Integration
UIDAI licensing advisory through go-live, API integration, fallback handling, and regulatory compliance.
MFI Branch Setup
End-to-end LOS/LMS integration for MFI branch networks — from centre management to disbursement.
Capacity Scaling
Production capacity increase without headcount addition — automation, STP, and workflow redesign.
Delivered Inside Regulated Institutions
DHFL-PCHFL system merger — 150+ branches live on Day 1 with zero operational disruption
Pennant LMS to cloud — completed with zero downtime
3rd NBFC in India to secure UIDAI eKYC licence
35% production capacity increase at Axis Bank — zero headcount addition
30%+ reduction in manual underwriting via ML-based scorecard deployment
Ready to Modernise Your Lending Stack?
A 30-minute discovery call will map your current system gaps to a pragmatic roadmap.
Book a Discovery Call